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According to World Bank data, the world's population of 6 billion earns an individual average of $5,000 annually. This means that with my new salary, I am in the top 5% of wealthiest people in the world! What percentage are you? Check it out:http://www.globalrichlist.com/. It takes 14 seconds. Now, my disposable income is low by American standards, and if I had children I would probably have to apply for government assistance. Yet, in terms of material wealth I am one of the world's elite. It makes me want to donate to a microfinance program! (Well, I always want to donate to a microfinance program. Hmm, maybe that can be my birthday cause this year.)